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West Bengal’s 100% state-funded crop insurance scheme (BSB) protecting eligible farmers against covered crop losses across notified agricultural seasons.
Department: Agriculture Department, Government of West Bengal
Fully State Funded
Govt bears applicable premium
₹711.68 Crore
11.62 Lakh affected farmers
Satellite & Remote Sensing
Weather data & ground truthing
Kharif 2019
Agriculture Dept, West Bengal
Bangla Shasya Bima (BSB)—also known as Bangla Sasya Bima—is a flagship, fully State Government-funded crop insurance initiative introduced from the Kharif 2019 season by the Agriculture Department of West Bengal. Under the scheme, the State Government bears the applicable farmer-side premium for notified crops and areas. BSB utilizes state-of-the-art technological tools including satellite imagery, remote sensing, automated weather data, and ground truthing for scientific crop health monitoring and transparent loss assessment.
Bangla Shasya Bima is fully funded by the Government of West Bengal. Premium rates, sum insured, and subsidy allocations vary dynamically based on the agricultural season, notified crop, district, block, and gram panchayat.
₹711.68 Cr
11.62 Lakh
₹3,938 Cr
₹0 (State Bears)
The West Bengal 2026–27 Budget Speech reports that in Agricultural Year 2024–25, crop insurance claims totaling ₹711.68 crore were settled for 11.62 lakh affected farmers. Cumulatively since 2011, the Government reports delivering ₹3,938 crore in crop compensation benefiting 1.13 crore farmers across the state.
Sum insured and premium values depend on crop type, area in decimal, district notification, and seasonal scale of finance.
Since 2020, automated weather stations, satellite vegetation indices, and ground-level crop cutting experiments assess yield loss transparently.
Bangla Shasya Bima is 100% state-funded and administered solely by the Government of West Bengal.
The 2026–27 Budget reports cumulative crop compensation figures under the Bangla Shasya Bima section; the standalone BSB scheme itself was officially launched from Kharif 2019.
Review standard qualifying conditions, income limits, and applicable waiver categories. Read our guide on understanding eligibility
Because sum insured and premium subsidies vary dynamically by season, crop, district, block, and land area, farmers can calculate exact values for their location directly on the official Government of West Bengal portal.
Enrolment cut-off dates vary significantly between Kharif, Rabi, and Summer seasons. For instance, earlier Rabi 2025–26 cut-off dates (e.g. Wheat/Gram on Dec 31, Boro Paddy/Potato on Feb 15, Summer Moong/Til on Mar 15) serve as historical reference. Always check the official BSB portal for active upcoming season notifications.
Exact document requirements can depend on the application type and applicant circumstances. View our common documents checklist
Record of Rights (RoR), land possession certificate, or tenant self-declaration certificate endorsed by local authorities.
Aadhaar identification of the cultivating farmer linked with scheme registration.
Bank passbook showing account number and IFSC code for direct claim crediting.
Guidance: Ensure the applicant’s bank account is active and matches the beneficiary name exactly before institutional submission.
Step-by-step application and verification procedure based on official guidelines. Read our official portals guide
Verify that your crop, district, and block are included in the active BSB seasonal notification.
Submit the BSB application along with land and bank documents through the local Assistant Director of Agriculture (ADA) office, Gram Panchayat, or official portal.
In case of natural calamity, crop health is assessed using satellite data, weather reports, and crop-cutting experiments.
Eligible insurance claims are processed and credited directly into verified farmer bank accounts.
Insurance claim settlements are credited directly into the eligible farmer’s Aadhaar-linked bank account via Direct Benefit Transfer (DBT).
Access the official Government portal for online services, guidelines, and application tracking.
Open Official BSB PortalCommon questions and answers regarding eligibility, benefits, documents, and application process for Bangla Shasya Bima.
Bangla Shasya Bima is a 100% State Government-funded crop insurance scheme of West Bengal providing insurance protection to eligible farmers for notified crops against covered losses.
All factual information on this page has been compiled and verified against official government portals, gazettes, and departmental guidelines.
WBScheme is an independent information platform and is not the Government of West Bengal. Bangla Shasya Bima coverage, notified crops, notified areas, enrolment dates, premium parameters, claim assessment and settlement rules may vary by season and government notification. Always verify current information on the official Bangla Shasya Bima portal before relying on it.