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ভবিষ্যৎ ক্রেডিট কার্ড
Complete step-by-step application guide for Bhabishyat Credit Card (ভবিষ্যৎ ক্রেডিট কার্ড), covering eligibility snapshot, mandatory documentation, submission procedures, and official portal links.
Valid government identity proof confirming age between 18 and 55 years.
Residential certificate, Aadhaar, Voter Card, or utility bill.
Brief project outline covering machinery, raw materials, working capital, and expected revenue.
Bank passbook copy showing Account Number, IFSC, and applicant name.
Formulate a realistic business proposal outlining project costs (up to ₹5 lakh), machinery, and operating capital.
Submit your application through the official West Bengal Government Bhabishyat Credit Card portal with required personal and business details.
Upload scanned copies of Aadhaar, residence proof, bank passbook, and detailed business proposal.
The district MSME&T / DIC authorities screen the project and sponsor eligible applications to designated partner banks.
The bank conducts its appraisal and, upon sanction, releases the loan with state margin money subsidy and interest subvention benefits.
Following submission, your application and submitted documents are verified by the designated block or department officials. Processing typically completes within 15 to 30 working days.
Offline Submission Center: Duare Sarkar Camp / BDO Office / Municipality Office