Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) — West Bengal
Quick Summary & Overview
Scheme: Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) West Bengal officially became the 36th State/UT to implement AB PM-JAY after the National Health Authority and Government of West Bengal signed the implementation MoU on 8 June 2026. Benefit: Up to ₹5 lakh health cover per eligible family per year, covering applicable secondary and tertiary hospitalization, with cashless treatment at empanelled hospitals and nationwide portability. Important: Eligibility is subject to applicable Government PM-JAY criteria. Not every West Bengal resident automatically qualifies — eligibility must be verified through the official PM-JAY beneficiary verification system.
Scheme Benefits
- Health cover up to ₹5 lakh per eligible family per year
- Covers applicable secondary and tertiary hospitalization
- Cashless treatment at empanelled hospitals
- Nationwide portability across India
Eligibility Requirements
Additional Eligibility Conditions:
- Eligibility is subject to applicable Government PM-JAY criteria — not every West Bengal resident automatically qualifies.
- Only beneficiaries confirmed eligible under the official Ayushman Bharat (PM-JAY) criteria can receive benefits.
- Eligibility should be checked only through the official PM-JAY beneficiary verification system.
Required Documents Checklist
How to Apply
Verify Eligibility
Verify eligibility using the official PM-JAY portal or authorised centres.
Visit PortalComplete Beneficiary Verification
Complete beneficiary verification.
Generate Ayushman Card
Generate the Ayushman Card after approval.
Ayushman Card
Eligible beneficiaries can generate an Ayushman Card after successful verification through the official process.
Hospital Benefits
Treatment is available only at officially empanelled hospitals under Ayushman Bharat.
Coverage:
- Secondary healthcare
- Tertiary healthcare
- Hospitalization
- Cashless treatment